SWANSEA Swansea had 29 homes for sale on Thursday morning, down from 32 last Friday, and the median asking price for a single-family house fell to $579,900 from $594,888. Six homes on last week's count dropped off it, either under agreement, off the market or no longer showing the same price on both listing sites SC360 checks.
Three houses came on the market. A three-bedroom of 1,316 square feet was listed Wednesday at $299,000, now the least expensive house in town, while two three-bedroom houses went up at $1.1 million each, one on Monday and one on Thursday.
Price cuts
Sellers cut prices on four homes, by a median of $19,550. A three-bedroom house of 1,008 square feet dropped $27,500 to $497,500 on Monday, a three-bedroom dropped $20,000 to $780,000 on Saturday and another dropped $19,100 to $549,900 on Tuesday. A two-bedroom house was cut $4,988 last Friday to $589,900.
What is for sale
Twenty-three of the listings were single-family houses, at a median of about $352 a square foot, with four townhouses and two two- to four-family properties. The typical house had three bedrooms and about 1,700 square feet. Ten houses were priced under $500,000 and three at $1 million or more, the highest a three-bedroom of 2,839 square feet at $1,475,000. The median listing had been up for 45 days, and six had been on the market for 90 days or more.
Sales and the monthly cost
The Massachusetts Association of Realtors counted 12 single-family sales in Swansea in September, 25% fewer than a year earlier, at a median price of $644,950, up 20.7%.
With 20% down, the median-priced house in Swansea needs a loan of $463,920. At the 7.24% average 30-year rate Freddie Mac reported Thursday, principal and interest would come to about $3,162 a month, about $25 less than at last week's 7.32% and about $329 more than at the 6.17% average a year ago.
At Swansea's fiscal 2026 residential rate of $11.36 per $1,000 of value, a house assessed at the median asking price would owe about $6,588 a year in property tax, or about $549 a month. The average single-family bill last year was $5,623, on an average value of $494,954, according to the state Department of Revenue. The fiscal 2027 rate is not yet in the state's records.
Label: Reported by us, from the town's posted records.
Notes
Every listing figure comes from SC360's own count of homes for sale on Redfin and Movoto on Thursday morning, Oct. 29, compared with the same count last Friday, Oct. 23. September sales come from the Massachusetts Association of Realtors, the rate from Freddie Mac's Oct. 29 survey and tax figures from the state Department of Revenue. We read them on Oct. 29. Payment and tax figures are our arithmetic: principal and interest only, and the tax on a house assessed at the median asking price. We checked each date and weekday against a calendar. No street addresses, owners or brokerages are named. Not heard: no comment was sought for this data story.
Corrections
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Sources (5)
- Swansea homes for sale, Redfin and Movoto listing searchesSC360's count of active listings that Redfin and Movoto (https://www.movoto.com/swansea-ma/) both show at the same asking price, read at 5:46 a.m. Oct. 29, 2026, compared with the same count on the morning of Oct. 23; asking prices, square footage, list dates, days on market and price changes. Read Oct. 29, 2026.
- Primary Mortgage Market Survey (Mortgage Rates)Freddie Mac. U.S. weekly averages as of Oct. 29, 2026: 30-year fixed 7.24% (7.32% a week earlier, 6.17% a year earlier). Read Oct. 29, 2026.
- September 2026, Single-Family Properties, by townMassachusetts Association of Realtors via ShowingTime, linked from marealtor.com/market-data. Closed sales, median sale price and homes for sale, with the change from September 2025. Read Oct. 29, 2026.
- Tax rates by classMassachusetts Department of Revenue, Division of Local Services. Fiscal 2026 and 2027 residential tax rates. Read Oct. 29, 2026.
- Average single-family tax billMassachusetts Department of Revenue, Division of Local Services. Average single-family assessed value and tax bill by fiscal year. Read Oct. 29, 2026.